@auburn
That makes sense.  With all the thoughts from the thread & today in mind, I’m going to reread all that was said, reread Fe & Se, reread some of the other links you’ve sent. In a while, after percolating, I’ll come back to this thread perhaps with additional thoughts 🙂 but I think we’ve clarified a lot of where the confusion was, and helped to elucidate some ideas on Fe vs. PeFi,  which will help me think this through going forward. I hope it helped you in some way too! 🙂

I started a thread on Pe & hard work/self improvement, to get some thoughts from others, which might help too.